How to Make a Lot of Money in Forza Horizon 4

Forza Horizon 4 by Playground Games is one of the most vibrant racing games with its magnificent locations, powerful vehicles, and a vast amount of content. To acquire all the expensive cars, homes, and accessories in Forza Horizon 4, you need to earn credits (money). Accumulating a large amount of money can be tedious, but here are a few tips to simplify this process.

This article outlines various ways to earn money (credits) in Forza Horizon 4. You will learn about the fastest and most efficient ways to accumulate digital wealth, allowing you to buy any luxury mansion or the fastest car. Forza Horizon 4 offers a huge array of opportunities, with numerous items to purchase and customize. The game entices the player to earn as many credits as possible. With all the additions, such as Fortune Island and Best of Bond Car Pack, as well as various seasonal rewards, you can never have too much money.

Purchasing various real estate properties scattered across England can bring numerous rewards, as they can serve as convenient points for fast travel. Additionally, homes provide extra privileges, such as doubling Forzathon bonus points and granting Super Wheelspins prizes. However, those looking for immediate profit should consider buying the Huntsman's Lodge. This property can be acquired for 750,000 credits. It is located west of Lakehurst Forest.

This is a worthwhile investment, as the purchase instantly results in three Super Wheelspins prizes. Moreover, you will also unlock a special song. Sometimes it will play when listening to the radio. The song grants double skill points while listening to it. More skill points allow you to level up more and earn more credits.

Although FH4 can be fully enjoyed solo, it is also a game with communities. Players can take advantage of participating in exciting online events by joining a club. Joining one of the numerous game clubs is as easy as navigating to the «club» tab in the menu and searching by the club's name.

Being in a club allows you to communicate with its racers, meet at online events, and stay informed about FH4 happenings. But, more importantly, completing online events with the club sometimes provides additional credits and influence.

Turning off some of the driving assist settings will grant bonus credits. The amount of credits earned per race also partially depends on the difficulty settings, which we will discuss later. However, players who are hesitant to drastically increase the difficulty can still make some minor changes to earn bonus credits upon completing an event.

One way to achieve this is by simply turning off the steering assist and stability control. The latter is particularly useful, as the differences in car handling will be quite minor. Especially considering that mistakes during the race can be avoided by rewinding time.

Like many online games, Forza Horizon 4 rewards players in various ways for coming back and playing regularly. One way to take advantage of this is to download the Forza Hub app from the Microsoft Store. Simply logging into the app with your Xbox Live account will grant you some credits, which will instantly apply to FH4 and other games in the Forza series.

Wheelspins are a distinctive feature of the Forza Horizon series. In Forza Horizon 4, this feature has become even more popular, as there are numerous ways to earn wheel spin points and many amazing prizes to be won, including money (credits).

What's more important is the appearance of Super Wheelspins, which allow players to receive three prizes at once. This not only increases the chances of obtaining rare cars but also brings in more credits.

In a game as vast as FH4, there is no shortage of cars to acquire. One way to earn credits is to collect a collection of cars, preferably rarer ones, and sell them at the auction.

At the beginning, it's best to use cars that are in the price range of 200-300 thousand, then move on to more expensive ones. Compare prices in the garage to ensure you're selling the car for a reasonable amount of credits. Sometimes it's worth to rely a bit on luck and wait to sell at a more favorable price.

If you can find a car listed at the auction for a fraction of its retail value, try to buy it and then resell it at the full retail price. If successful, this will bring a decent profit. However, be cautious when using the auction. You can easily incur losses, so be sure to check the prices of cars before spending money.

In Forza Horizon 4, there's another property you should aim to purchase, called Fairlawn Manor. It can be found south of the urban area in the northeastern part of the map and north of Moorhead.

The price is quite high — 2,000,000 credits, but this purchase easily pays for itself. Players will not only be able to fast travel to any estate after its purchase but also receive 10 Super Wheelspins as a gift.

You can easily spend a lot of time in Forza Horizon 4, just driving around and admiring the magnificent landscapes. Nevertheless, if you need credits, it's better not to relax. One of the best ways to quickly earn more money is to participate in various championships and complete story missions scattered across the map.

Completing them (even with bronze medals) will contribute to earning Horizon Life experience points, bringing credits and prize draws.

The «World's Fastest Rentals» missions can also be purchased as a business, providing the player with a steady stream of credits. This business consists of ten chapters, it opens upon reaching level 21 of the player and can be bought for 100,000 credits. The player must help test cars before renting them out.

One of the most vibrant aspects of FH4 is the constant flow of alternating tasks and Forzathon Live events. Check out the daily and weekly challenges, as well as the seasonal bonuses presented in the Forzathon menu. Completing these tasks will earn points that can quickly be turned into a larger number of prize draws.

These points can also be earned during Forzathon Live — short cooperative games that occur every hour. Typically, they are easy to manage, as you will usually be driving with several other racers to complete up to 3 joint tasks.

Utilize the FH4 reward system for vibrant and skilled driving in races. Simple driving, even without participating in any challenges, can earn enough points that can be linked together to multiply bonuses. Actions such as fast driving, jumps, near misses, and passes can potentially earn thousands of points in a short period of time.

You'll want to avoid mistakes to keep this multiplier. You can squeeze even more out of it by acquiring perks that increase these rewards or multipliers. Gaining a sufficient amount of skilled driving skills will accelerate leveling up and, thus, allow for increasing the number of prize draws.

Speaking of perks, it would be beneficial to take advantage of FH4's unique car mastery system for specific vehicles. Each car will have its own bonuses unlocked for it. Many car masteries are presented in the form of instant rewards. These include prize draws, enhanced skill multipliers, and instant credits. Players will need to spend skill points to acquire car masteries. Skill points can be earned by performing various actions on the road, such as fast driving or jumps.

Horizon Life is FH4's experience implementation system, and it is impressively extensive. The game rewards players for completing tasks, actions, and events in all possible ways. One way to simplify receiving bonuses and focus on more sensible tasks is to explore the My Horizon Life screen, which will display a multitude of individual goals.

Each goal has its own experience bar, so you'll be able to tackle a range of tasks simultaneously. Goals vary from online events to painting cars. By highlighting the desired one, you will see the current player level, as well as the reward for reaching the next level, allowing you to focus on more profitable tasks.

Participating in events — both online and solo — allows players to level up and, thus, earn credits faster. To earn even more, you can try to increase the difficulty, especially if you are confident in your abilities. The game's complex artificial intelligence system includes 8 skill levels, and each increase provides larger bonuses. If you max out the difficulty, you will receive a 125% bonus in winning credits.

In the game menu, you can also tinker with other settings to adjust the difficulty to a more suitable level for you, while still receiving a partial increase. The rewind feature can also be turned off for an additional 15% bonus.

As you play Forza Horizon more and more, your garage will fill up with various Forza Edition cars. These special vehicles are well-suited for certain disciplines, such as drift, drag racing, or destruction. You can run tracks on them to receive their bonus, which gives more points and, consequently, more credits.

But if you simply don't like such a car, then sell it at the auction. Forza Edition cars are worth at least 200,000 credits each, so make sure it doesn't sit in your garage idle if you're not planning to use it.

This method is not for everyone, as it requires investing real money. Players can increase their overall income simply by buying VIP status. It instantly brings double the credit rewards for every completed event. This method is recommended only for the most dedicated fans of the series who spend a lot of time in the game. The price is USD $19.99.

You will also receive weekly prize super wheelspins and exclusive cars. Forza Horizon 4 VIP is included in the FH4 Ultimate Edition, which provides access to all game expansions.